Wells fargo active cash card reddit.

Opened their checking account last month for SUP, only about $2k balance. Just clicked this link and applied, got approved. EX FICO: 769. New accounts: 13/24 (12 cards + 1 car loan which paid down 75% at the 2nd month) HP: 9/24 (5 card application + 4 car loan prequal) cornstock2112 • 2 yr. ago.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700The Wells Fargo Active Cash® Card offers an enticing unlimited 2% cash rewards rate on all purchases, no annual fee and multiple offers for new cardholders. Read full review. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed ...

Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. The card earns a flat 1.5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category.Is Wells Fargo Active Cash card the best one? It offers 2% cash back on everything, which is the highest I've seen (second highest is 1.5%) without any fees. Obviously there's other cards that offer more, like 4-5% on certain categories, but their non category specific cash back is usually around 1%. Vote. 2 comments.Ok, bear with me here. Back in June someone charged about $1,500 in fraudulent charges on this card. I have online accounts with all 3 bureaus and receive regular alerts about suspicious activity almost immediately. I reported the activity to the Wells Fargo fraud department and filed a police report.

It’s called cross selling. All banks do this. It's not a terribly difficult card to get approved for. If you have good-ish credit, you're likely to be approved. The email has nothing to do with it really. on their site before actually applying to confirm. This. WF’s preselected tool seems to be pretty solid.

Alliant Signature (2.5% cashback on everything) and Altitude Go (4% cashback on bars and restaurants). No annual fee on either. Third card would be Citi Custom Cash to get 5% on groceries. Also no annual fee. Prime Card if you have Prime for 5% on Amazon.Avoid Wells Fargo Active Cash Card I signed up for a credit card with Wells Fargo. Their system will not let me enroll online, I've been on the phone for over an hour trying to fix it, they won't let me make a full payment on the $25 balance and thus I can't even close out the account.In case anyone was wondering, Wells Fargo Active Cash reward points don't get a 50% bump for air travel if you also have the old WF Visa Signature. I recently got the Active Cash card and my Total Rewards points are accumulated under a separate Rewards ID from my combined Visa Sig/Propel reward points. I asked CS if the Active Cash could be ...The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on ...Overview Wells Fargo occasionally releases new credit cards to keep up with the ever-changing needs of the market. In 2021, Wells Fargo released the Active Cash and Reflect Cards. For 2022, the financial institution released the to help cardholders maximize reward points on everyday spending categories such as restaurants, travel, …

Wells Fargo Reflect® Card vs. Citi® Double Cash Card. The Citi® Double Cash Card offers a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 19.24% ...

The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18.24% to 29.99% variable APR.

I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 TransUnion: 744 Income: 18kEarn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and ...I got my Wells Fargo Active Cash card and activated it yesterday. I am used to opting in to cashback, because my only other card is the Discover IT card (rotating 5% categories). I clicked around in the Wells Fargo dashboard and didn't find an opt-in, and assumed that since it's a flat cashback card, there is no way to charge it without cashback.Wells Fargo Active Cash Visa card not showing. I activated this card months ago... it has a balance on it and I'm making minimum payments; yet Mint won't show the card among my Wells Fargo accounts all in the same site login. It shows my checking account, my savings account, my credit card, some other accounts... but not the Active Cash account. I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 TransUnion: 744 Income: 18k

Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700I believe my FICO score was around 709 and I was at 4/24, 3/12, 3/6. Not sure how many exactly, but you are definitely limited on how many payments you can make from a non-WF bank account.The doublecash has an advantage over some like the wells fargo card because it can be transferred into typ and then airline partners. If you're going the point valuation route there's even more 2%+ cash back cards out there like the amex everday (1 mr point guaranteed and valued at least 2c each, 2 points or 4% by point value on groceries, both ...From Doctor of Credit. Wells Fargo will discontinue it's current line up of credit cards, apart from the no rewards Visa Platinum and the recently launched Active Cash card. This is not a huge surprise given the fact that Wells Fargo had previously announced it would be launching three new cards (including the Active Cash card) and the fact ...This 2% card has a $200 SUB. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. But if you spend $10000 with this new card, you’ll get $400. (SUB + 2% of 10K) same spend but double the rewards. Was with you up until the cancellation part. WellsFargo Active Cash Card. I opened the WF Active Cash credit card and got my first statement on 9/26/23. It's for $181.97, however, I didn't get any 2% rewards for that statement balance…? And, I've already set it on automatic payment, but it only wants to pay the minimum payment of $25..?Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.

Although I was aware of the Wells Fargo scandals I signed up for the Wells Fargo Active Cash card about 9 months ago and am happy with it. Was able to get a decent credit line along with easily qualifying for the sign-up bonus. No problems with the web interface or customer service (although I haven't needed much customer service).The Active Cash is probably better on its own overall, especially due to the SUB. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. AC has an interest-free promo period on purchases and BTs, where DC's promo is only for BTs. (Though paying statement balances in full ...You can't redeem rewards for cash until you hit $25. I don't have the Active Cash, but on at least their Propel, Cash Wise and Platinum cards, you can use the "Redeem for Purchases" option to redeem smaller amounts to cover a purchase made on the card. Yes, if using the traditional redemption method. As the other poster stated, though, you can ...I currently also have AMEX Gold and the Apple card. I mainly use my Wells Fargo right now for any purchases that aren’t covered by AMEX Gold. If you PC from Active Cash to Autograph you don't get the $300 SUB. I would personally want to get the SUB.View community ranking In the Top 1% of largest communities on Reddit WF Active Cash vs. PayPal card I'm trying to choose between Wells Fargo Active Cash Card and PayPal card for my 2% catch-all card.FICO: 700 - Experian Credit Cards Owned: Capital One Quicksilver: $2,000 limit (5 months) Capital One Platinum: $500 limit (1 year) Cards applied for in the past 24 months: 2 cards (3 including the one I'm talking about in this post) Just got denied for a Wells Fargo Active Cash for these reasons: . Amount of Credit Available on actively used bank cards (We …The Wells Fargo Active Cash® Card starts to pull ahead though when you consider redemption flexibility. You can redeem your cash back for purchases starting at $1 with the Active Cash while the ...Time to add a new card to the portfolio. I'm thinking about going for the Wells Fargo Active Cash now. The SUB makes that extra .5% cashback more enticing. Then I'd go for the Citi Custom Cash in 3 months and making that my grocery card. I'm using the Flex for grocery stores this quarter. I'd downgrade my BCP after the annual fee hits.When you log in, it’ll show you if it’s eligible or not for changing. double check that the platinum doesn't provide a 50% go far rewards bonus when redeemed for airfare. I know the WF cash back (1% back card) provides this benefit, and will turn the active cash into effectively a 3% back card. I upgraded my WF Platinum to the Active Cash ...

I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.

So that's 2%. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. There doesn't seem to be a specific minimum to redeem rewards for purchases or to buy with points. Citi Double Cash has a $25 minimum amount redemption.

I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 TransUnion: 744 Income: 18kWells Fargo Reflect® Card vs. Citi® Double Cash Card. The Citi® Double Cash Card offers a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 19.24% ...I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.Read the hard copy of my most recent Autograph and Active Cash statements. Found some new Rewards Program changes effective December 2022. The big ones: Discontinued Earn More Mall. Merchant offers will continue through My Wells Fargo Deals. Discontinued pooling rewards feature. (I would hope this a discontinuation of pooling between people ...I got an email from Wells Fargo in mid October stating that my student credit card was being upgraded to the new Active Cash card, using the same account number. I recently received the new card in the mail. I briefly looked into the card online, and found that there was a 200$ cash back bonus if 1000$ was charged to the card within 3 months.Wells Fargo Active Cash or another CB option? Looking for thoughts on the WF Active Cash card. The intro special is $200 back for $1000 spent in the first three months. I’ll hit that easily and plan to buy a TV and a piece of furniture from IKEA to hit the promo. Is there a better overall card, or does this seem like the way to go?Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back.If you're only going to use one card, I think Active Cash is better. It does have cell phone insurance, which I think most people can use, whereas the protections on the CFU are situational and mostly for travel. 2% on everything beats the CFU's multipliers for most people. The best reason to get the CFU is if you also have the Chase Sapphire ...Just a heads up, if your upgrading from cash-wise to active cash, many benefits are missing on active cash like auto rental collision damage waiver, extended warranty protection, purchase protection, etc.

If you like flat-rate cash rewards credit cards, consider the Wells Fargo Active Cash® Card. The Active Cash's intro APR period is a few months shorter than the Reflect's. It offers 0% intro ...I got my Wells Fargo Active Cash card and activated it yesterday. I am used to opting in to cashback, because my only other card is the Discover IT card (rotating 5% categories). I clicked around in the Wells Fargo dashboard and didn't find an opt-in, and assumed that since it's a flat cashback card, there is no way to charge it without cashback.I have both, and in terms of looks, WF Active Cash looks better in person because it has red trim on the edges & the Visa logo is shiny while the FNBO Evergreen is basically a single piece of colored plastic with a JPG stamped onto it similar to the Target REDcard and PayPal debit card. The brushed metal effect is pretty cheap similar to the ...IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, …Instagram:https://instagram. western lake erie marine forecastpayless african food storesimplisafe glass break sensor batteryskillz stocktwits The Wells Fargo Active Cash® Card is best for applicants with good credit, which typically means a credit score of 670 or higher. A credit score above 720 will give you even better chances of ...Considering Wells Fargo "Active Cash" card. So USAA just told us their 2.5% unlimited cash back card is being replaced by a new card that is now 1.5% cash … mike lindell net worth 2022sky lakes primary care clinic I currently also have AMEX Gold and the Apple card. I mainly use my Wells Fargo right now for any purchases that aren’t covered by AMEX Gold. If you PC from Active Cash to Autograph you don't get the $300 SUB. I would personally want to get the SUB. what is a stock exchange everfi The Autograph has car rental CDW and no foreign transaction fees. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. would all get 2% instead of 1%. You should probably get them both.Considering Wells Fargo "Active Cash" card. So USAA just told us their 2.5% unlimited cash back card is being replaced by a new card that is now 1.5% cash …