Chase freedom unlimited reddit.

John S Kiernan, WalletHub Managing EditorMay 25, 2023 John S Kiernan, WalletHub Managing EditorMay 25, 2023 Bottom Line: Chase Freedom Unlimited is one of the best all-around credit cards on the market. Opinions and ratings are our own. Thi...WF has $200 sub and cell phone insurance. FNBO is the same reward structure and $200 sub as WF, but has no Cell Phone insurance. Fidelity has a $150 sub, but has 1% FTF, Lost luggage reimbursement, Travel accident insurance, and Roadside dispatch. Both the FNBO and WF only redeems in $25 increment. The Fidelity redeems in $25 minimum, but only ...The Chase Freedom Unlimited® offers a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...If you are willing to do some more research to maximize your earnings and redemptions, you might be better off getting Chase Freedom Unlimited (1.5% minimum and 3-5% cash back on some purchases), Freedom Flex (5% rotating categories), and either Sapphire Preferred or Sapphire Reserved annual fee cards to maximize redemptions on travel using ...Chase Freedom Unlimited® ... Chase Freedom Rise℠ Credit Card $500 per claim and $50,000 per account Chase Sapphire Preferred® Card: $500 per claim and $50,000 per account

Welcome Bonus and Annual Fee. Benefits for College Students. Chase Freedom® Student Credit Card. $50 bonus earned after first purchase made within the first 3 months from account opening. Annual fee of $0. 1% cash-back on all purchases. $20 Good Standing Rewards after each account anniversary for up to 5 years.Use the Freedom Unlimited for the most of your daily use because it's 1.5%. Especially use it for restaurants and drug stores (3%). You can move your points over to the Sapphire (or between the two cards). Keep your Sapphire for about a year and then downgrade to a Chase Freedom, which is rotating 5% categories and no fee.The Citi Custom Cash card requires a minimum of $25 for redemption. Additionally, once Ultimate Rewards points are earned on the Freedom Unlimited and transferred to premium Chase cards, the value of the points increases to up to 1.5 cents each when redeemed for travel via the Chase travel portal. You will receive just 1 cent …

The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...... credit card billing statement within 1-2 billing cycles. Sapphire Preferred, Sapphire, Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, and Freedom ...

The Chase Freedom Unlimited is a great entry card because it allows you to not only build your credit but also gives you a $150 bonus, 1.5% cash back on all ...The Chase Freedom Unlimited® has a much broader, richer rewards structure than the Capital One Quicksilver Cash Rewards Credit Card. It earns both a decent flat rate on non-bonus purchases, and ...Sep 7, 2023 · The Chase Freedom Flex℠, launched in September 2020, and the older Chase Freedom Unlimited® have certain things in common. Both are cash-back credit cards with super-generous bonuses, long 0% ... The cash out value of those points are 1 cent each, but since you mentioned travel rewards, I'm assuming you have one of the travel / transfer cards - one of the Sapphires or the Ink Preferred. If you do, those points are worth more than 1 cent each through the Chase Travel Portal; they're worth 1.5 cents if you have a Sapphire Reserve, or 1.25 ...

Thank you for providing the offer details. The offer you received rewards you with $150.00 bonus reward points after spending $500.00 in the first 3 months and $25 bonus when you add your first authorized user and make your first purchase in the first 3 months from account opening on your Freedom Unlimited card.

The Chase Freedom Unlimited ® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.

The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all purchases. You also earn 5% cash back on travel purchases made through Chase Ultimate Rewards ® and 3% cash back on dining purchases at restaurants, including takeout and eligible delivery services, and drugstores. Cash back points can be redeemed ... Freedom unlimited chase reddit WitrynaChase Freedom Unlimited 3% at restaurants and drugstores 1.5% on everything else Decent discounts on gift card ...Amazon -> Sallie Mae Rewards (5% cash back up to $750 a month at Amazon) Travel -> Chase Sapphire Preferred* probably if you don't want to be locked to a specific airline. Note that you can save your cash back points from the Chase Freedom and convert them whenever you get the Sapphire Preferred.It uses Expedia for the back end but if you compare results it tends to slant toward higher-priced fares. So the 5% is not as useful than the 3% straight cash back travel from CSR which has more MCC codes attached to it, including ridesharing and public transit. Freedom Unlimited is 5% back through their portal.The Chase Freedom Student credit card earns an unlimited 1% cash back plus $20 per year for up to five years for accounts in good standing. It has no annual fee.It's a great card. I use the unlimited and the Amex blue cash preferred for my daily spenders. The chase freedom unlimited is a great card to use for cash back everyday use. If not traveling a lot it's great. The addition of 3% on dining & drugstores makes it better than 2% catch all for one card. It was my first card.Freedom Unlimited Card. Chase Offers — Similar to Amex Offers, cardholders can view and activate a variety of offers to earn statement credits for their purchases. Shop through Chase — Earn more cash-back when you utilize the shopping portal to purchase with your card. Purchase Protection — Receive coverage up to 120 …

The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover.The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500.Wells Fargo Autograph℠ Card vs. Chase Freedom Unlimited® * As far as no-annual-fee flat-rate earning cards go, the Chase Freedom Unlimited® * is an excellent everyday use card with fantastic ...Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ...... credit card billing statement within 1-2 billing cycles. Sapphire Preferred, Sapphire, Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, and Freedom ...

The Chase Freedom Unlimited is a cash back credit card with no annual fee that offers 3 percent cash back on dining and drugstore purchases and 1.5 percent cash back on all other purchases. Cardholders can also earn 5 percent cash back on Lyft purchases through March 2025, as well as 5 percent cash back on Chase Ultimate …... credit card billing statement within 1-2 billing cycles. Sapphire Preferred, Sapphire, Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, and Freedom ...

Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ...The Chase Freedom Unlimited® card has a fantastic earn rate for a card with no annual fee. You’ll earn 5% cash back on travel purchased through Chase …So basically, that same $5 dollars worth of 500 points can be worth much more than $5 dollars. The Sapphire preferred chase ultimate rewards portal will give you an extra 25% on top of what you have. So that 500 points usually worth $5 dollars is now worth $6.25. With the reserve card, that is now worth $7.50 because they give 50%.Nov 6, 2022 · This would give you three personal credit cards: Chase Sapphire Reserve or Preferred, Chase Freedom Flex and Chase Freedom Unlimited. Altogether, you're only paying one annual fee (since the Chase Freedom Flex and Freedom Unlimited both come with no annual fee). And you'll be able to earn 5 points per dollar on those rotating categories with ... Chase Freedom Unlimited: Rewards Rate: 6.5% cash back on travel purchased through Chase Ultimate Rewards®; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% ...Chase Freedom earns Chase URs, which can be worth more than 1 cent each. So CF is 5% minimum in the rotating categories, whereas Discover is just 5%. Discover offers discounted gift cards as an option for rewards redemption, adding $5 to each one. About a hundred different brands - most are $25 for $20 or $50 for $45 (10 to 20 percent discount).May 6, 2023 · However, your points are worth at least 1.25 cents each when booking award travel. With the Chase Freedom Unlimited, your points are only worth 1 cent each for any redemption. Because of the value of points, the Chase Sapphire Preferred credit score needed may be slightly higher, though it’s not impossible. So I recently got the Chase freedom unlimited under the impression that I would be getting a $200 welcome bonus for spending $500. However when I look in the Chase app it’s telling me that I will be getting 20,000 points instead. I know that to some people it’s not a big deal but I’m just confused to be honest and I feel like I was a bit ...Do you use your Chase Freedom Unlimited? For those of you who aren’t exclusively using the Chase trifecta, but do have Chase in your mix, do you use the CFU? With Amex, …

Here's how the Amex Blue Cash Everyday card and Chase Freedom Unlimited card compare in our quest to find the best cash-back card for you. We may be compensated when you click on product links, such as credit cards, from one or more of our ...

Welcome Bonus and Annual Fee. Benefits for College Students. Chase Freedom® Student Credit Card. $50 bonus earned after first purchase made within the first 3 months from account opening. Annual fee of $0. 1% cash-back on all purchases. $20 Good Standing Rewards after each account anniversary for up to 5 years.

One difference between the standard and Signature versions of the Freedom cards would be that Signature would report as a flexible spending card and allow you to exceed your credit line (the amount is at Chase's discretion) at times. Message 3 of 12.Chase Freedom Unlimited® Annual fee $0 Regular APR 20.49%-29.24% Variable APR Intro APR 0% intro APR on purchases and Balance Transfers for 15 months Rec. credit score 690-850 (Good - Excellent)...However, the combination of high rewards rates, a strong introductory APR period, and cash rewards, makes this a fantastic credit card. Chase Freedom Flex.Essential info is as follows: Current cards: (limits, opening date) BofA Cash Rewards ($600, November 2019) Discover It Cash Back ($1500, June 2020) FICO Scores: 712, 723, 720 (Experian, Equifax, Transunion) Oldest account age: 8 months. Income: $40,000. Rent: $0. The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...Chase no likey no credit history. Start with the discover student cards and after 1 year you can probably get the normal Chase freedom / freedom unlimited cards. Also see if anyone you trust will add you as an authorized user on a card that backdates, that will help a little. 1.Chase Freedom earns Chase URs, which can be worth more than 1 cent each. So CF is 5% minimum in the rotating categories, whereas Discover is just 5%. Discover offers discounted gift cards as an option for rewards redemption, adding $5 to each one. About a hundred different brands - most are $25 for $20 or $50 for $45 (10 to 20 percent discount).WF has $200 sub and cell phone insurance. FNBO is the same reward structure and $200 sub as WF, but has no Cell Phone insurance. Fidelity has a $150 sub, but has 1% FTF, Lost luggage reimbursement, Travel accident insurance, and Roadside dispatch. Both the FNBO and WF only redeems in $25 increment. The Fidelity redeems in $25 minimum, but only ...The difference between freedom unlimited and sapphire preferred is in redemption value. Freedom unlimited only allows you to redeem points at 1:1 cash value. Sapphire preferred adds the ability to purchase travel at 1.25x value. Additionally with sapphire you can transfer points to hotel and airline programs where it is possibly to get even ...Chase Freedom Unlimited: Rewards Rate: 6.5% cash back on travel purchased through Chase Ultimate Rewards®; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% ... The difference between freedom unlimited and sapphire preferred is in redemption value. Freedom unlimited only allows you to redeem points at 1:1 cash value. Sapphire preferred adds the ability to purchase travel at 1.25x value. Additionally with sapphire you can transfer points to hotel and airline programs where it is possibly to get even ...

1 may 2023 ... For purchases that don't fit into any bonus category, you may use the Chase Freedom Unlimited Card to earn 1.5% cash back. 6. Combine points for ...AU credit age wouldn’t help you have an increased chance at being approved by chase. You’d still need a year of your own credit card history with you as a primary account holder. If you have deposit accounts with Chase then that could lower that time to be less than a year. Still tho, being an AU doesn’t help much if at all for many ... As a data point, Chase automatically raised my limit on my Slate card after one and two years, from $3000 to $5000 to $7500. I thhink it’s likely that after a year of on-time payments they raise you to $3000. Also, spending and then paying it off in full before the due date shown on your statement is due is good.Welcome Bonus and Annual Fee. Benefits for College Students. Chase Freedom® Student Credit Card. $50 bonus earned after first purchase made within the first 3 months from account opening. Annual fee of $0. 1% cash-back on all purchases. $20 Good Standing Rewards after each account anniversary for up to 5 years.Instagram:https://instagram. cheapest gas in santa barbararoblox bully storiessoulmate couple finger tattoosbj comenity credit card The $7,500 math is a little off on recouping the $150. You can't forget by using the citi card you'd be foregoing the 1.5% cashback on the Freedom unlimited. Therefore, $30,000 spending is the break even point: Citi Double = $30,000 * .02 = $600 cashback Freedom Unlimited = $30,000 *.015 = $450 + $150 bonus = $600.26 comments Add a Comment Cruian • Knowledgeable • 2 yr. ago Yes, if you want to continue collecting UR. The CFU and CF/CFF fill different roles: CFU is a flat rate card … bloxburg house layout 2 story mansionolive tree ministries radio Submit your application. You can submit your application online, in person or over the phone. Online applications typically take the shortest amount of time to receive a response, sometimes it's within seconds. When you apply online, be sure you have a stable and secure internet or Wi-Fi connection. tractor supply mason city iowa 1 may 2023 ... For purchases that don't fit into any bonus category, you may use the Chase Freedom Unlimited Card to earn 1.5% cash back. 6. Combine points for ...Chase Freedom Unlimited I got approved for this card, it’s my first credit card. My limit is $1,500. How fast can I raise this limit? I am new to credit cards. Also would you recommend getting another credit card? If so which one, and was Chase Freedom Unlimited a good choice for my first card? Thank you all. 16 27 comments Add a CommentChase freedom unlimited. I currently have a capital one platinum with $3500 CL, and Amex with 1K limit. I was pre-approved for the chase freedom unlimited …