Chase freedom unlimited reddit.

The Chase Freedom Unlimited® offers a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...The Chase Freedom Unlimited® wins the head-to-head cash back battle against the Discover it® Cash Back thanks to its long-term value and straightforward earning ability. The card also offers strong everyday bonus categories, plus a good rate on all other purchases. Editorial Note: Intuit Credit Karma receives compensation from third-party ...Chase Freedom Flex vs. Chase Freedom Unlimited welcome bonus The Freedom Flex offers a sign-up bonus of $200 cash back after spending $500 on purchases in the first three months from account opening. At face value, this bonus is worth $200; however, if you also hold a premium Chase card and transfer your points, they can be …Better for what purpose? · The Chase Freedom Unlimited, on its own, gives a rebate on every purchase, at 1.5 percent. · The Chase Sapphire Preferred card has an ...Welcome Bonus. Both cards offer a $200 welcome offer bonus. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in …

Chase Freedom Unlimited - Always used with that sweet 1.5% and 3% dining/drugstore and 5% back at groceries for 1 year Chase Freedom Flex - Always used for 5% rotating categories (and the 3%/5% like CFU) Chase Prime Card - Amazon only, backup travel card ... Reddit . reReddit: Top posts of February 15, 2021. Reddit .

The Chase Freedom Flex℠, launched in September 2020, and the older Chase Freedom Unlimited® have certain things in common. Both are cash-back credit …Intro 0% APR. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. In this area, the Chase Freedom Unlimited shines. There is a 0% introductory APR on purchases for 15 months after account opening (then 20.49% - 29.24% Variable).

The CFF is the winner for most people. If you max out just one quarter's $1500 limit worth of spending at 5% on the CFF, you earn $75 cash back. The CFU would yield $22.50 cash back for that same $1500 in purchases . $75-22.50 = $52.50 . In order to make up that $52.50 difference, a cardholder needs to spend an additional $10,500 in general ...Chase recently rolled out added benefits, so Chase Freedom cardholders can take advantage of 5% cash back on Lyft purchases through March 31 st, 2025, making this a competitive card for anyone who ...This question is about the Chase Freedom Unlimited® @WalletHub • 03/23/23 This answer was first published on 11/08/19 and it was last updated on 03/23/23.For the most current information about a financial product, you should always check an...Since the Chase Freedom Unlimited is best for everyday, non-bonus spending, you'll want a card with strong bonus categories to complement it. The easy, obvious choice here is the Amex Platinum, which offers 5x points on airfare booked directly with the airline and airfare and prepaid hotels booked with American Express Travel.

Submit your application. You can submit your application online, in person or over the phone. Online applications typically take the shortest amount of time to receive a response, sometimes it's within seconds. When you apply online, be sure you have a stable and secure internet or Wi-Fi connection.

Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating bonuses.

Both of these cards offer very good cash-back rates on everyday purchases. While the Citi Double Cash earns a higher rate of 2% back (1% when you buy and 1% as you pay) compared to 1.5% on the Chase Freedom Unlimited, the latter can make up for that with even higher rates in certain bonus categories (up to $20,000 spent in the first year).CFF > CFU by a long shot. Easy to use Paypal Key to max $1500 Paypal cat this quarter. $10500 is non-category spend that would be needed at 1.5% vs 1% to make up the difference from 5% vs 1.5% that you get over $1500, and that’s just one quarter. Also Cell phone insurance if useful on CFF.Chase no likey no credit history. Start with the discover student cards and after 1 year you can probably get the normal Chase freedom / freedom unlimited cards. Also see if anyone you trust will add you as an authorized user on a card that backdates, that will help a little. 1.In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active. SavorOne is a great card. It comes with free UberOne membership plus 10% back on Uber. Also if you travel or buy internationally online with Freedom Unlimited, you have to pay a foreign transaction fee whereas foreign transactions are fee-free on SavorOne. Yeah, CFU gets 1.5% on misc spending vs just 1% on SavorOne but 2% misc cards aren’t rare.They complement each other nicely when you ignore bonuses and such, but if you have a 2% card and aren't looking to pair it with a Sapphire right now, get the Freedom Flex for the 3% dining, 3% drugstores, 5% on travel through Chase, and 5% rotating quarters (Freedom Unlimited also has the 3% on dining and drugstores, 5% on travel through Chase).

They complement each other nicely when you ignore bonuses and such, but if you have a 2% card and aren't looking to pair it with a Sapphire right now, get the Freedom Flex for the 3% dining, 3% drugstores, 5% on travel through Chase, and 5% rotating quarters (Freedom Unlimited also has the 3% on dining and drugstores, 5% on travel through Chase). Chase Freedom Unlimited - "Pending". I applied for Chase Freedom Unlimited for the second time (07/13/2022) they said, "Looking for more information/Pending". I applied for it back on 04/27/2022 and had gotten the same response which turned to "Denied" in the end. I can understand it got denied the first time since my credit report hadn't ... Welcome Bonus and Annual Fee. Benefits for College Students. Chase Freedom® Student Credit Card. $50 bonus earned after first purchase made within the first 3 months from account opening. Annual fee of $0. 1% cash-back on all purchases. $20 Good Standing Rewards after each account anniversary for up to 5 years.Was looking to sign up for a Chase Freedom a few days ago and noticed that there was a new offer for 20K UR on the Freedom Unlimited card so opted for the Unlimited card instead (going to switch the Unlimited card to regular Freedom after bonus is reached). Minimum spend is still only $500 over 3 months.Most welcome bonuses are worth paying the annual fee, assuming you redeem points the way that they are intended. Chase points can be cashed out at 1 cent per point, which means that the 60k bonus would be equivalent to $600. Getting a $600 welcome bonus for $4,000 in spend means you would be earning 15x on spend, dwarfing the 3x standard ... I was instantly approved for the Chase Freedom Unlimited, but only for $1,300. (I also have the Chase Amazon Visa and with a $3,300 limit and the Capital One Venture Card that has a $7,500 limit). I've read a lot of reviews where people get anywhere from $500 to $10,000+ for approval limits for the CFU.The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...

I have the Chase Sapphire Preferred and Freedom Unlimited. They just dramatically improved the Freedom Unlimited's benefits. It's now 5% back on travel, 3% on dining, 3% at drugstores, and unlimited 1.5% back, all with no annual fee. The Sapphire Preferred is billed as the best travel card but it's only 2% on travel and dining .

Sep 7, 2023 · The Chase Freedom Flex℠, launched in September 2020, and the older Chase Freedom Unlimited® have certain things in common. Both are cash-back credit cards with super-generous bonuses, long 0% ... Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ...EDIT 2: For anyone interested, I was able to get the card right away after logging into Chase, going to the "Just For You" tab, and applying for the CFU in there. They just asked for my income and approved me on the spot. I had other offers as well like the CSR, CSP, and Southwestern but they were taken away once I got approved for the CFU.Submit your application. You can submit your application online, in person or over the phone. Online applications typically take the shortest amount of time to receive a response, sometimes it's within seconds. When you apply online, be sure you have a stable and secure internet or Wi-Fi connection.All signs point to an issue on the Chase side, and they’re maintaining that my device (iPhone 14) is not supported. 5747_2092 • 10 mo. ago. Try adding through the Chase App. U click on the cc. Then go to acct services. Click see more. Then click digital wallets. Then click Apple Pay.People like Chase because of the grouping effect. Using the Reserve, Freedom Unlimited and Freedom, for example, would net you 4.5% back on travel and dining, 7.5% on rotating categories and 2.25% flat on all other purchases with a $1,200 sign up bonus and 'only' a $150 net annual fee. ronteller_11 • 5 yr. ago. When it comes to cards that are good for everyday spending, few can compare to the Chase Freedom Unlimited. This is one of the most underrated credit cards, and one of the ones I use the most frequently. The Freedom Unlimited offers new applicants $200 bonus after spending $500 in their first three months.Chase Co-Brand cardmember benefits: Free DashPass for 12 months after activation. After 12 months, you are auto-enrolled in DashPass at the then-current full monthly rate, currently $9.99/month. Must activate by 12/31/24 to be eligible. Chase Co-Brand credit cards are eligible except for the Amazon Rewards Visa Card, Instacart Mastercard, and ...Welcome Bonus. Both cards offer a $200 welcome offer bonus. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in …The Chase Freedom Unlimited card gives you an introductory 0% APR on purchases and balance transfers for 15 months, followed by a variable APR of 16.49% to 25.24%. The Capital One Quicksilver offers an introductory 0% APR on purchases and balance transfers for 15 months, and then a variable APR of 16.49% to 26.49% after that …

In the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active.

The Freedom Unlimited then earns 1.5% cash back on all purchases, while the Freedom Flex earns 1% cash back on all purchases, but will earn 5% cash back (on up to $1500 of spending) on a category that changes every 3 months. Last quarter the Freedom Flex earned 5% back on Amazon and Whole Foods, this quarter it earns 5% cash back on …

Do you use your Chase Freedom Unlimited? For those of you who aren’t exclusively using the Chase trifecta, but do have Chase in your mix, do you use the CFU? With Amex, Citi, & Capital One all having 2x catch-all cards, I find myself never using the CFU. Mainly just curious if any of you find a place for it in your spending. Aug 10, 2023 · Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ... Essential info is as follows: Current cards: (limits, opening date) BofA Cash Rewards ($600, November 2019) Discover It Cash Back ($1500, June 2020) FICO Scores: 712, 723, 720 (Experian, Equifax, Transunion) Oldest account age: 8 months. Income: $40,000. Rent: $0.The Chase Freedom Unlimited ® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.Submit your application. You can submit your application online, in person or over the phone. Online applications typically take the shortest amount of time to receive a response, sometimes it's within seconds. When you apply online, be sure you have a stable and secure internet or Wi-Fi connection.May 16, 2019 · Chase Freedom Unlimited I got approved for this card, it’s my first credit card. My limit is $1,500. How fast can I raise this limit? I am new to credit cards. Also would you recommend getting another credit card? If so which one, and was Chase Freedom Unlimited a good choice for my first card? Thank you all. 16 27 comments Add a Comment The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...Chase Freedom Unlimited® 4.1 Apply Now On Chase Bank USA, NA's Website Up to 5X Reward Rate Earn 5% on Chase travel purchased through Chase Ultimate Rewards®, 3% on dining and...Freedom Unlimited is pretty good for a 1 card cash back set up. I think the WF autograph would be better in a lot of ways. If you want Cashback and are willing to get 2 cards, the best set up may be Amex BCE and WF Autograph. Basically gets 3% on dining, travel, Gas, Transit, Groceries, Online retail, streaming services, and cell phone plans.John S Kiernan, WalletHub Managing EditorMay 25, 2023 John S Kiernan, WalletHub Managing EditorMay 25, 2023 Bottom Line: Chase Freedom Unlimited is one of the best all-around credit cards on the market. Opinions and ratings are our own. Thi...Freedom Unlimited ®️ For the everyday earner Earn big without having to think about it. Freedom Unlimited rewards you automatically with 1.5% cash back on every purchase, plus 5% on travel purchased through Chase and 3% on dining and drugstores. 2 Apply to Freedom Unlimited Tell me more Freedom Flex ®️ For the strategic shopperThe CFU is 5% travel via chase, 3% on dining and drugstores, and 1.5% generally. But that also gets 1.5x multiplier by transferring points to CSR. So it's really a minimum of 2.25% on everything, which is better than any card. So your 550 fee is now sub 300 travel credit, sub 100 TSA precheck credit, sub 60 for Doordash credit.

So the 5% is not as useful than the 3% straight cash back travel from CSR which has more MCC codes attached to it, including ridesharing and public transit. Freedom Unlimited is 5% back through their portal. CSR gives you lots more credits (i.e. $300 travel credit) and a 1.5x multiplier on all your points. Not many great Chase card options for groceries. Best you can do is Chase Freedom Flex during 1 rotating category quarter for 5% in Groceries. Otherwise, 1.5% cash back on Chase Freedom Unlimited Best outside options would be: Citi Custom Cash - 5% cash back on groceries ($500 per month)View community ranking In the Top 1% of largest communities on Reddit. Chase "Freedom with Ultimate Rewards" is the card to ask for when requesting a product change to the original Freedom (Visa) ... It's not comparable to the Freedom Unlimited, because Freedom unlimited is a flat 1.5% card, where the OG Freedom is a rotating 5% …Instagram:https://instagram. mypres chart loginf1nn5ter banned on twitchslim jim autozonedmt realm mapped it is kind of straight 2% cashback on all purchase. Capital One Venture / Venture X Credit card. 2X back on all purchases other than Capital One Travel Portal. But, while redeeming those points as cashback their value is 1 point = 0.5 cpp. As you already have Chase Freedom Unlimited, CSP/CSR makes more sense for you. frostmere crypt locationambush participants crossword clue Chase Freedom Unlimited. The Chase Freedom Unlimited offers 3 to 5 percent cash back in three bonus categories — travel, dining and drugstore purchases — and 1.5 percent flat-rate cash back on ... rdr2 oleander 24 ago 2023 ... ... Chase card, such as the Chase Freedom. You can transfer Chase Ultimate Rewards Points from other Chase cards to your Sapphire Preferred ...John S Kiernan, WalletHub Managing EditorMay 25, 2023 John S Kiernan, WalletHub Managing EditorMay 25, 2023 Bottom Line: Chase Freedom Unlimited is one of the best all-around credit cards on the market. Opinions and ratings are our own. Thi...Most welcome bonuses are worth paying the annual fee, assuming you redeem points the way that they are intended. Chase points can be cashed out at 1 cent per point, which means that the 60k bonus would be equivalent to $600. Getting a $600 welcome bonus for $4,000 in spend means you would be earning 15x on spend, dwarfing the 3x standard ...