Wells fargo active cash card reddit.

I currently have 5 cash back cards that have some redundancy: 2% Catch-All: Wells Fargo Active Cash 2% Apple Card 2% only on Apple Pay (it's not in my physical wallet - this was my original "2%" card. It's not seeing much use lately.) 3% Category Spend: Wells Fargo Autograph: Cell phone and Internet service Gas Dining TravelAnybody have a quick summary of this, so we do not have to watch a long, agonizing video? All I know is Costco takes Visa only so for me, it already 1 ups the Double Cash. Neither. Look up Alliant credit Union signature visa 2.5% all purchass.Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ...Quite a few flat-rate cards earn 1.5% cash back, so if a card’s going to stand out, it has to stand apart.While the list of cards that earn 2% cash back is growing, the Wells Fargo Active Cash ...

Wells Fargo's cards are mainly focused on everyday spending and financing. Wells Fargo Cash Wise Visa and Propel Amex both offer 0% for 12 months, while the Platinum Visa gives 0% for 18 months. You can choose between 1.5% cash back or 1-3 points in rewards. Capital One vs. Wells Fargo: Bank Accounts. Capital One vs. Wells Fargo: Loans

Cellular Telephone Protection can reimburse an eligible Wells Fargo Consumer Credit Card cardholder for damage to, theft of, or involuntary and accidental parting of your cell phone. It is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 ...The Chase Freedom Unlimited and Wells Fargo Active Cash cards are two of the market's most popular cash-back credit cards. Check out the table below to see how the two compare. FeatureInterest Rate Promotion0% for 15 months on purchases and qualifying balance transfers0% for 15 months on purchases and qualifying balance transfersStandard Interest Rate depending on the applicant's ...

Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.The best 2% card to sign up for is any Citi card and product change into a Double Cash. The best 2% card to have right now that is easily attainable is the Wells Fargo Active Cash. Don't do it. I signed up for Wells Fargo Propel and it was stolen **in transit to my mailbox**. I'll never do business with them ever again.Wells Fargo and Switching to Active Cash. Just a quick question does WF when you switch your card go ahead and report to the CB when they do the change? I know when my card number was compromised they changed the account number and reported to the all 3 CBs with the new number. But I know nothing this time will change no new number or anything ...Credit score: 735. Total inquiries: 3 (Including the most recent inquiry from 8 days ago) Inquiries in the last 9 months: The only one from above. TransUnion: Credit Score: 744. Total Inquiries: 1. No inquiries in the last 12 months. Please let me know what my odds are for Active Cash or if they're any better for Citi Double Cash. Thanks!So the date is November 4th, 2022 or so. I figure I'll get a new credit card to take advantage of the points bonuses by using it for some holiday shopping to satisfy the required spent amount of $1500 (for Wells Fargo Autograph card). I pay off my Citi credit card ($12500 limit) and call to close it.

Honest-Catch-666 Team Cash Back. Possible WellsFargo targeted offers by third party apps? ( CK & Experian ) I’m getting targeted for the Wellsfargo Active Cash and …

Ok, bear with me here. Back in June someone charged about $1,500 in fraudulent charges on this card. I have online accounts with all 3 bureaus and receive regular alerts about suspicious activity almost immediately. I reported the activity to the Wells Fargo fraud department and filed a police report.

Winner: Tie. While both cards offer 0% APR on balance transfers, the Citi Double Cash Card has a longer intro period at 18 months. The Wells Fargo Active Cash Card has the benefit of offering a 0% ...For 2% flat general purchases, I currently have the Fidelity Rewards Visa to deposit into a cash management account, but the Wells Fargo Active Cash can give me a bonus rate redeeming for gift cards (I shop enough that I can find something to use for myself or others).It really is a 2% cash back on all purchases. They accumulate in your rewards account and can only be cashed out in increments of $25 unless you use a portal like travel. But besides that, there are no restrictions on how much you earn or where the money goes. You can request a check in the mail if you want. Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ...WF Active Cash is a pretty decent card and gives 2% back on all purchases, definitely a good starting card. You can always get better credit cards in the future once you've built your credit up. My brother had gotten the Active Cash as his first card. The WF Active Cash card is a great flat rate visa.Wells Fargo Active Cash. I recently noticed my Wells Fargo college cash back card seems to have been upgraded to the active cash. I never requested a PC or …

Wells Fargo Active Cash or another CB option? Looking for thoughts on the WF Active Cash card. The intro special is $200 back for $1000 spent in the first three months. I'll hit that easily and plan to buy a TV and a piece of furniture from IKEA to hit the promo. Is there a better overall card, or does this seem like the way to go?PayPal master card is better. 2% flat rate and then 3% on PayPal. Not a banking app, just through PayPal (which most people already have). I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta.The Wells Fargo Active Cash® Card is a standout cash back card that's great for a one-card wallet, or to round out your maximization strategy. This no annual fee credit card offers a...[3)8#MíÅ~h ÕÍ Ž p 6 Õï!€êLŒqC üúóï? ãî Ó²Ù N—Ûãõù=iYUé«HX¦…erÓ Àë Y =]5UÓ5Ï×ݱOM ¯;:à €"ŒrãÙ)ê)Ê)ÂIâý¯~jß»©îÃJ«ø, É!©PÌŽFR¬¬~'d{½MÎ òr h š[¥è_µM"¦HUæO}õ¿~› {ò'ý.Hâà ˆXºã8qâ;± µ ßÉ 9 ˆ„$Ä È ­¬ý7Íë¶Ý¦Ýª¼ ûeõŸŸ/›ÚRÞ 5Ç5Útæ>³‡ã¦P0!ƒh syåûißû#÷+mI1 s @® ÂpR ...My landlord would charge a 3% fee for rent payments with a credit card. If you need to use the rent for the required spend and you have no fee free alternatives then using your new credit card to pay rent to help get the signup bonus might be the way to go.If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.

The Wells Fargo Active Cash Card credit limit is $1,000 or more. Everyone who gets approved for Wells Fargo Active Cash is guaranteed a credit limit of at least $1,000, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is ...

Anybody have a quick summary of this, so we do not have to watch a long, agonizing video? All I know is Costco takes Visa only so for me, it already 1 ups the Double Cash. Neither. Look up Alliant credit Union signature visa 2.5% all purchass.I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K.The Wells Fargo Active Cash® Card is as straightforward as credit cards come: Customers earn an impressive 2% cash-back rate on all purchases without …Although I was aware of the Wells Fargo scandals I signed up for the Wells Fargo Active Cash card about 9 months ago and am happy with it. Was able to get a decent credit line along with easily qualifying for the sign-up bonus. No problems with the web interface or customer service (although I haven't needed much customer service).Additional terms and conditions apply." From Chase Freedom Flex: "Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim."Just asking because I know typically Visa Signature cards have a starting minimum credit limit of 5k, and yours is $3,500. I myself product changed from the old Platinum Card to the Active Cash today. My credit limit on the platinum card was only 3,000 so my credit limit on the Active Cash will be the same.Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.The only reason to choose this over Wells Fargo Active Cash 2% cashback card with same signup bonus and similar intro 0% APR is Wells Fargo makes it tougher to redeem rewards. For a statement credit, it can only be in $25 increments. Or can cover a prior purchase if your rewards balance is high enough.

Cards: Wells Fargo Visa Signature (PC from platinum), 05/2006: $10500 . Capital One Quicksilver, 10/2014: $6500 . Discover IT, 03/2017: $11500 . Wells Fargo Active Cash (PC from Cashwise), 02/2020: $5200 $9100 . Chase Freedom Unlimited, 03/2021: $7300 . Chase Fredom Flex, 09/2021: $8700

I have had a Wells Fargo Active Cash for years. opened 2015 as a college card with a $1K limit and maxed it out for the better part of 5 years with 1 late payment in 2016, upgraded to Active Cash in 05/2022 with $1300 limit, increased the limit to $2K yesterday, able to upgrade to Autograph card. Flat rate 2% cash back on everything.

Re: Wells Fargo Active Cash approved. Congratulations on your Active cash credit card from Wells Fargo. I can tell you fromexperience that wells Fargo credit cards can grow fast to large credit limits. You do need to wate 6 months for your first increase then 4 months then after. I started with Propel credit card back DEC 2018 with …Once you get approved, you will have to wait up to 10 business days for your physical Wells Fargo credit card to arrive. Keep in mind that you also need to activate it before you can use it. However, you can generate a virtual card for your Wells Fargo credit card after you've received it in the mail.While most credit cards offer a 1% or even 1.5% cash-back rate on all purchases, this card offers an unlimited 2% cash rewards on purchases. There is a caveat though -- you can redeem your cash ...Applying for Wells Fargo Active Cash. I applied for the Wells Fargo Active Cash and when I applied, it went to pending status, and when I called in they said that I need to submit a copy of driver’s license and a bill with my name and address. Is this a good sign that my application will be approved? Yes, you will get approved.I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 TransUnion: 744 Income: 18k If any one cares, I have seen questions on approval criteria for the active cash card. Dont know what they are exactly, but I have been a wells fargo customer since 2004, my credit score per the card documents was 681. I was in the 750s around 2014. Hit a rough patch and dropped to the low 500s a few years ago, and I am trying to build it back up.From secured card to unsecured card, yes. I mean I would be happy that Wells Fargo upgraded my useless card to a 2% card. There are so many better sign up bonuses than spend $1k for $200. The WF college card if I recall had a time limit and after that time period is over they change your card to something else.I wanted to know what my odds for approval would be for the Active Cash. Current cards : Discover it Student $2,300 (July 2021) Cap one savor one Student $3,000 (may 2022) Chase Freedom Flex $5,500 (July 2022) Credit score: Experian: 735 …You get 3x on travel and mobile wallet. Basically, you get 3x on everything, which becomes 4.5x when you redeem the points on travel. The annual fee is $400, but you get a $325 travel and restaurant credit. So as far as transferring points from your CSP, you could book at the WDW Swan, Dolphin, or Swan Reserve.This means that in order to apply, you must have a high credit score and be eligible to be accepted for a minimum of a 5k credit limit. Based on this, they will likely keep the Cash Wise for anyone that doesn't qualify for the Active Cash. disgruntledJavaCoder • 2 yr. ago • 2 yr. ago. Lenders can actually choose to offer pretty much ...Denied from Wells Fargo Active Cash. I was looking to get a catch-all 2% card. Applied and was denied for the WF Active Cash Visa Card yesterday. Called this morning and they said there was nothing else they could do and the reasoning was credit history and utilization. Here are stats at application: Oldest Account: 1 yr 4 mo. Income: $120k+.

The Wells Fargo Active Cash® Card's 2% rewards rate and lack of an annual fee put it in line with some of the best flat-rate cash back cards available. The card's intro bonus and promotional annual percentage rate (APR) offers—and its many cardholder benefits—may push it ahead of the pack.A new link has been added to the Useful Links section of the sub sidebar: List of Best Cashback Cards by Category. All credit for the work done on this page goes to u/AceContinuum, who approached the mods with the idea and took the initiative to build it and add what is clearly an extensive amount of info.Referencing this page, anyone will be able to view the top options for no annual fee cash ...Wells Fargo has announced that legacy credit cards will be converted to the Wells Fargo Active Cash on August 20, 2022, with the new card arriving by mid September 2022. Not sure what is considered part of the legacy network. I assume my visa signature is donezo as well as the mastercard ones so I need to transfer the bulk of my visa signature ...Instagram:https://instagram. glacier bay everdean vanityanonymous payment us cellularvitamins for prostate health mayo clinicbaphomet hand signals Citi Double Cash is making two changes to their rewards program whereby the card will earn ThankYou points directly. Previously, the card earned cash back which could be transferred to ThankYou points. Points can still be cashed out as before, at a rate of 1 cent per point which gets you 2% back per $1 spent.3 important differences between Wells Fargo Autograph vs. Active Cash. 1. Earning rates. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. sam's club san dimascost of 241 toll road Questions about Wells Fargo Active Cash. I currently have a discover it card with a 1000 dollar line of credit. I want a larger line of credit, so I applied for the wells fargo active cash card. I have a 702 credit score, but only 6 months of credit history. How long should I wait until I have enough credit history to get that card? alternate side parking nyc calendar 2023 The Active Cash is probably better on its own overall, especially due to the SUB. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. (Though paying statement balances in full ... I decided to PC Active Cash (my oldest acct., originally WF Platinum card) to Autograph, and then PC my Cash Back Visa Signature to Active Cash. I'll likely go for BofA Premium Rewards or Travel Rewards down the line and have that be my flat 2+% cash back baseline, so Autograph was more important to keep as the long-term card than Active …